Three questions to ask before care starts. We can help with the calls.
1
Is there a long-term care policy?
Look for papers from an insurer. Ask what it pays per day for home care and whether there is a waiting period.
2
Was the person who needs care a veteran, or married to one?
Ask the local veterans’ office about help with home care costs.
3
Could a state program help?
Medicaid waiver programs pay for home care for some people with low incomes and savings. The area agency on aging can tell you more (sample).
Every care week starts empty
A care coordinator visits you at home, free of charge, to talk through the day and plan the visits with you. There is nothing to sign at the assessment.