Loans
Home, car, business and farm loans, decided at the branch.
Loans decided at the branch
A lender in Springfield reads every application and meets you before deciding. If we cannot help, we say so and explain why.
Home loans
Buying, building or improving a home in the county. Your lender visits the property with you.
Car and personal loans
A fixed monthly repayment that you see and agree before you sign anything.
Small business loans
Equipment, premises and cash flow for local firms, from a lender who knows the street.
Farm and equipment loans
Land, machinery and seasonal working capital, with repayments planned around the year.
Every loan is subject to an application and our lending checks. If a loan is secured on your home, your home may be at risk if you do not keep up the repayments.
What to bring to a lending appointment
Your lender looks at the whole picture. Bring what you have; we tell you if anything else is needed.
- Photo ID and proof of address
- Your last three months of pay slips or business accounts
- For home and farm loans: the property details and any valuation
- A list of what you already owe and pay each month
Every loan is subject to an application and our lending checks. If a loan is secured on your home, your home may be at risk if you do not keep up the repayments.
Open an account at any branch
Bring photo ID and proof of your address. It takes about twenty minutes, and you leave with your card or passbook (sample).