Remortgage
Your deal is ending, or you want to borrow for building work: we compare a new lender with staying where you are.
Stay or move
Your current lender will usually offer you a new deal. We compare that offer with the rest of our panel, including fees and any valuation, and tell you if staying is the better choice.
- No advice fee if you stay with your lender
- Borrowing for building work or a family member
- Usually up to 90% of the home's value (sample)
When to start looking
A new deal can usually be secured up to six months before your current one ends, and switched on the day it ends.
Six months before the end date
We write and compare
Four to six months before
Choose: new lender or stay
Valuation and offer
Two to four weeks
Your old deal ends
The new one starts the next day
Typical times (sample).
Start with a free first call
Twenty minutes on the phone or by video. Have a rough price and deposit in mind; we tell you what the lenders will ask for and what we charge, before anything is done.