Selling one home and buying the next, with or without your current deal.
Moving home in brief
Usually up to 95% of the price as a loan. Usually up to 95% of the price
Your equity
Becomes your deposit
Keeping your deal
Often possible (porting)
Early repayment charge
Checked before you choose
Borrowing more
A new deal for the extra
Facts (sample); each lender sets its own rules.
Most movers can take their current deal with them and borrow the extra on a new one. We compare that with starting again, including any charge for leaving early.
Porting compared with a new mortgage
Timing the sale and the purchase together
One adviser for both sides of the move
Your home may be repossessed if you do not keep up repayments on your mortgage.
Start with a free first call
Twenty minutes on the phone or by video. Have a rough price and deposit in mind; we tell you what the lenders will ask for and what we charge, before anything is done.