Our cover
Home, car, travel, life and business insurance, compared across our panel of insurers and explained before you buy.
Six kinds of cover
Choose one to read what it usually includes and what to ask. Not sure which you need? Ask us: the first conversation is free.
Home and contents
Buildings, contents or both, with cover for accidental damage and things you take out of the house.
Car
Comprehensive or third party, named drivers, a courtesy car and breakdown cover if you want it.
Travel
Single trips or a year of trips, with medical cover that fits where you go and what you do.
Life and family
Life cover, critical illness and income protection, explained in plain words before you choose.
Business
Liability, premises, stock and equipment for shops, trades, studios and small offices.
Landlord
Buildings, rent and liability cover for one let flat or a handful of properties.
How we arrange your cover
An independent broker works for you, not for one insurer. Three steps, and the same adviser in all of them.
1
Tell us what you have
A call or a meeting of about half an hour: your home, car, trips, family or business, and the cover you hold now.
2
We compare insurers
We ask several insurers on our panel and explain the differences in cover, excesses and exclusions, not only the price.
3
We stay for claims
When something goes wrong you call your adviser, not a queue. We help with the forms and follow the claim up.
What we compare for you
Two policies with the same price can pay out very differently. Before you choose, we put these side by side:
- What is covered, and what is left out
- The excess you pay towards each claim
- Limits on single items, like jewellery or bikes
- How the insurer handles claims and repairs
- Extras you may not need, so you can leave them out
Get a quote in one conversation
Tell us what you want to cover and when your current policy ends. An adviser calls you back within a working day.