Cautious portfolio
Level 3 of 7: mostly bonds, with some shares for growth over five years or more.
Cautious at a glance
Risk level 3 of 7: 1234567
Shares 35%, bonds 55%, cash 10%
Risk level
3 of 7
Shares / bonds / cash
35 / 55 / 10
Suggested time to invest
Five years or more
Funds held
10 to 12
Mix and facts (sample).
Who it may suit
People who want some growth but would find a large fall hard to watch, often in the years just before or after retiring.
What it holds
- UK and global government bonds, 30%
- Company bonds, 25%
- Global shares, 30%
- Smaller companies and emerging markets, 5%
- Cash, 10%
In a bad year for shares and bonds together, a portfolio like this could fall by around 10 to 15% (sample).
The value of investments can fall as well as rise, and you may get back less than you put in.
Start with an introductory meeting
An hour at our office or by video, free and without obligation. Bring a recent statement for any savings or pensions you would like to talk about.