{"id":45,"date":"2026-10-06T04:24:37","date_gmt":"2026-10-06T04:24:37","guid":{"rendered":"https:\/\/elementor.ltheme.com\/lt-loan\/remortgaging-when-to-start-looking\/"},"modified":"2026-10-16T15:18:57","modified_gmt":"2026-10-16T15:18:57","slug":"remortgaging-when-to-start-looking","status":"publish","type":"post","link":"https:\/\/elementor.ltheme.com\/lt-loan\/remortgaging-when-to-start-looking\/","title":{"rendered":"Remortgaging: when to start looking"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">When a mortgage deal ends, most loans move to the lender&#8217;s own variable rate, which the lender can change at any time.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Many lenders let you secure a new deal up to six months before the old one ends. Starting then gives time for a valuation and an offer, without paying a charge for leaving early.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Your current lender will usually make you an offer too. Compare it with the rest of the market, including fees, before you decide. General information, not advice.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Why six months before your deal ends is the right time to compare (sample guide).<\/p>\n","protected":false},"author":1,"featured_media":14,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-45","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-remortgage"],"_links":{"self":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/posts\/45","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/comments?post=45"}],"version-history":[{"count":1,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/posts\/45\/revisions"}],"predecessor-version":[{"id":69,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/posts\/45\/revisions\/69"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/media\/14"}],"wp:attachment":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/media?parent=45"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/categories?post=45"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/tags?post=45"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}