{"id":21,"date":"2026-10-16T04:24:37","date_gmt":"2026-10-16T04:24:37","guid":{"rendered":"https:\/\/elementor.ltheme.com\/lt-loan\/buying\/"},"modified":"2026-10-16T15:18:57","modified_gmt":"2026-10-16T15:18:57","slug":"buying","status":"publish","type":"page","link":"https:\/\/elementor.ltheme.com\/lt-loan\/mortgages\/buying\/","title":{"rendered":"Buying a home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21\" class=\"elementor elementor-21\">\n\t\t\t\t<section class=\"elementor-element elementor-element-2ff7b89 e-con-boxed lt-sec lt-pagehead e-flex e-con e-parent\" data-id=\"2ff7b89\" data-element_type=\"container\" data-e-type=\"container\" id=\"top\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-836ae07 e-con-full e-flex e-con e-child\" data-id=\"836ae07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38fae43 lt-pagehead__title elementor-widget elementor-widget-heading\" data-id=\"38fae43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Buying a home<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de07a3a lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"de07a3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>First home, next home or a home to let: what the lenders ask, and how a purchase moves from first call to keys.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-ee43888 e-con-boxed lt-sec e-flex e-con e-parent\" data-id=\"ee43888\" data-element_type=\"container\" data-e-type=\"container\" id=\"process\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-01565f0 e-grid e-con-full e-con e-child\" data-id=\"01565f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b403c5 elementor-widget elementor-widget-heading\" data-id=\"1b403c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">From first call to completion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddcc932 lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"ddcc932\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Six steps. We do the paperwork and the chasing; you sign at the end. Typical times (sample) are on the right.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f53753 e-con-full lt-rows lt-steps e-flex e-con e-child\" data-id=\"4f53753\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3472f45 e-grid e-con-full lt-step e-con e-child\" data-id=\"3472f45\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b85f78 lt-step__n elementor-widget elementor-widget-heading\" data-id=\"0b85f78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">1<\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7b6682 e-con-full e-flex e-con e-child\" data-id=\"f7b6682\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c988e2 lt-step__title elementor-widget elementor-widget-heading\" data-id=\"1c988e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">A free first call<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e232eeb lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"e232eeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Twenty minutes about the home, your income and your deposit. We say what we charge before going further.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4af5460 lt-step__when elementor-widget elementor-widget-text-editor\" data-id=\"4af5460\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Same week<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a82ada4 e-grid e-con-full lt-step e-con e-child\" data-id=\"a82ada4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d71314 lt-step__n elementor-widget elementor-widget-heading\" data-id=\"8d71314\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">2<\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b6e455 e-con-full e-flex e-con e-child\" data-id=\"0b6e455\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89c5f74 lt-step__title elementor-widget elementor-widget-heading\" data-id=\"89c5f74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fact-find and documents<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5f2619 lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"f5f2619\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We go through your income, spending and credit history with you, and collect payslips, statements and ID.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2acd43b lt-step__when elementor-widget elementor-widget-text-editor\" data-id=\"2acd43b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>About a week<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a478f75 e-grid e-con-full lt-step e-con e-child\" data-id=\"a478f75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bdca49 lt-step__n elementor-widget elementor-widget-heading\" data-id=\"4bdca49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">3<\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-80002c3 e-con-full e-flex e-con e-child\" data-id=\"80002c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ae4bd2 lt-step__title elementor-widget elementor-widget-heading\" data-id=\"0ae4bd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Agreement in principle<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19cc5a2 lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"19cc5a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A lender&#8217;s first look at your case, so estate agents know you are ready. It is not a mortgage offer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c6524 lt-step__when elementor-widget elementor-widget-text-editor\" data-id=\"13c6524\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>One to two days<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b681009 e-grid e-con-full lt-step e-con e-child\" data-id=\"b681009\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d02c0ab lt-step__n elementor-widget elementor-widget-heading\" data-id=\"d02c0ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">4<\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d311a8a e-con-full e-flex e-con e-child\" data-id=\"d311a8a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc4c3ab lt-step__title elementor-widget elementor-widget-heading\" data-id=\"dc4c3ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Application and valuation<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbe1732 lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"cbe1732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We send the full application and the lender values the home. We chase it until the lender decides.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e35688 lt-step__when elementor-widget elementor-widget-text-editor\" data-id=\"6e35688\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Two to four weeks<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-655cd92 e-grid e-con-full lt-step e-con e-child\" data-id=\"655cd92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23a1b17 lt-step__n elementor-widget elementor-widget-heading\" data-id=\"23a1b17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">5<\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db999d4 e-con-full e-flex e-con e-child\" data-id=\"db999d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef7f9c lt-step__title elementor-widget elementor-widget-heading\" data-id=\"9ef7f9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mortgage offer<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2e27e6 lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"c2e27e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The lender&#8217;s written offer. We go through every condition with you before your solicitor takes over.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b9a1e4 lt-step__when elementor-widget elementor-widget-text-editor\" data-id=\"2b9a1e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When the lender decides<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c96dda9 e-grid e-con-full lt-step e-con e-child\" data-id=\"c96dda9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ad6389 lt-step__n elementor-widget elementor-widget-heading\" data-id=\"7ad6389\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">6<\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-018f70c e-con-full e-flex e-con e-child\" data-id=\"018f70c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-400f353 lt-step__title elementor-widget elementor-widget-heading\" data-id=\"400f353\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Completion<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91abd05 lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"91abd05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your solicitor draws down the loan and the home is yours. We note when your deal ends.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c5023 lt-step__when elementor-widget elementor-widget-text-editor\" data-id=\"11c5023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Set by the sale<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-38decaa e-con-boxed lt-sec lt-tint e-flex e-con e-parent\" data-id=\"38decaa\" data-element_type=\"container\" data-e-type=\"container\" id=\"which\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-439fcfb e-grid e-con-full e-con e-child\" data-id=\"439fcfb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12aec28 elementor-widget elementor-widget-heading\" data-id=\"12aec28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Which purchase is yours?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33500f5 lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"33500f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Each has its own page with the usual limits and what lenders look for.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44e5e95 e-con-full lt-rows lt-kinds e-flex e-con e-child\" data-id=\"44e5e95\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e8c431a e-grid e-con-full lt-kind e-con e-child\" data-id=\"e8c431a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f52dd20 e-con-full e-flex e-con e-child\" data-id=\"f52dd20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cef4837 lt-kind__name elementor-widget elementor-widget-heading\" data-id=\"cef4837\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">First home<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f90e96 lt-kind__text elementor-widget elementor-widget-text-editor\" data-id=\"4f90e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Buying for the first time with a deposit of 5% or more, saved, gifted or both.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8aa1946 lt-mini lt-ltv-95 elementor-widget elementor-widget-text-editor\" data-id=\"8aa1946\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"lt-mini__bar\"><span class=\"lt-sr\">Usually up to 95% of the price as a loan. <\/span><\/span><span class=\"lt-mini__lbl\">Usually up to 95% of the price<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02a2475 lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"02a2475\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-loan\/mortgages\/buying\/first-home\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More about this<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-719f653 e-grid e-con-full lt-kind e-con e-child\" data-id=\"719f653\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-94a168b e-con-full e-flex e-con e-child\" data-id=\"94a168b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05e586d lt-kind__name elementor-widget elementor-widget-heading\" data-id=\"05e586d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Moving home<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31e9794 lt-kind__text elementor-widget elementor-widget-text-editor\" data-id=\"31e9794\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Selling one home and buying the next: keeping your current deal, or a new one for the new home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27a22ea lt-mini lt-ltv-95 elementor-widget elementor-widget-text-editor\" data-id=\"27a22ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"lt-mini__bar\"><span class=\"lt-sr\">Usually up to 95% of the price as a loan. <\/span><\/span><span class=\"lt-mini__lbl\">Usually up to 95% of the price<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37a06bf lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"37a06bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-loan\/mortgages\/buying\/moving-home\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More about this<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bb1629 e-grid e-con-full lt-kind e-con e-child\" data-id=\"1bb1629\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2d181c1 e-con-full e-flex e-con e-child\" data-id=\"2d181c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e125d2 lt-kind__name elementor-widget elementor-widget-heading\" data-id=\"2e125d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Buy-to-let<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bfb683 lt-kind__text elementor-widget elementor-widget-text-editor\" data-id=\"8bfb683\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A home to let, in your name or a company&#8217;s. Lenders look at the rent as well as your income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98d1ef8 lt-mini lt-ltv-75 elementor-widget elementor-widget-text-editor\" data-id=\"98d1ef8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"lt-mini__bar\"><span class=\"lt-sr\">Usually up to 75% of the price as a loan. <\/span><\/span><span class=\"lt-mini__lbl\">Usually up to 75% of the price<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d5f05 lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"d9d5f05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-loan\/mortgages\/buying\/buy-to-let\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More about this<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-f30de59 e-con-boxed lt-sec lt-dark lt-cta e-flex e-con e-parent\" data-id=\"f30de59\" data-element_type=\"container\" data-e-type=\"container\" id=\"call-us\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c6e05e5 e-grid e-con-full e-con e-child\" data-id=\"c6e05e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be8a7ca lt-cta__title elementor-widget elementor-widget-heading\" data-id=\"be8a7ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start with a free first call<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a9af87e e-con-full e-flex e-con e-child\" data-id=\"a9af87e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b21b10 lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"0b21b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Twenty minutes on the phone or by video. Have a rough price and deposit in mind; we tell you what the lenders will ask for and what we charge, before anything is done.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72420e1 e-con-full lt-buttons  e-flex e-con e-child\" data-id=\"72420e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4740ee5 lt-btn lt-btn--primary elementor-widget elementor-widget-button\" data-id=\"4740ee5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-loan\/contact\/#call\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a free first call<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f90b600 lt-btn lt-btn--outline elementor-widget elementor-widget-button\" data-id=\"f90b600\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+15550314700\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Call the office<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":20,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-21","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/pages\/21","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/comments?post=21"}],"version-history":[{"count":1,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/pages\/21\/revisions"}],"predecessor-version":[{"id":22,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/pages\/21\/revisions\/22"}],"up":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/pages\/20"}],"wp:attachment":[{"href":"https:\/\/elementor.ltheme.com\/lt-loan\/wp-json\/wp\/v2\/media?parent=21"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}