{"id":38,"date":"2026-10-27T20:31:17","date_gmt":"2026-10-27T20:31:17","guid":{"rendered":"https:\/\/elementor.ltheme.com\/lt-insurance\/renewals\/"},"modified":"2026-10-27T20:31:17","modified_gmt":"2026-10-27T20:31:17","slug":"renewals","status":"publish","type":"page","link":"https:\/\/elementor.ltheme.com\/lt-insurance\/claims\/renewals\/","title":{"rendered":"Renewals and reviews"},"content":{"rendered":"\t\t
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Renewals and reviews<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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When you hear from us during the year, and what we check before you renew.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t

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The policy year, month by month<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Each ring is one policy year of twelve months. The gold part runs from the start of your policy to the month when we get in touch.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Month
1<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Welcome call<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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We go through the documents and fix anything wrong.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Month
6<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Mid-year check<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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New car, new extension, new job? We update the cover.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Month
11<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Renewal review<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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We compare the renewal price with other insurers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Month
12<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Renewal day<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Your new policy starts, or the old one ends.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t

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Before you renew<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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A renewal price is not always the best price. A month before your policy ends we send you the insurer’s renewal offer next to what others would charge for the same cover.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Renewal notice<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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30 days before the end<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Comparison<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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At least three insurers (sample)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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If you change nothing<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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We tell you what renews automatically<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"An\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t
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Get a quote in one conversation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Tell us what you want to cover and when your current policy ends. An adviser calls you back within a working day.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tAsk for a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":37,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-38","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages\/38","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/comments?post=38"}],"version-history":[{"count":1,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages\/38\/revisions"}],"predecessor-version":[{"id":39,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages\/38\/revisions\/39"}],"up":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages\/37"}],"wp:attachment":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/media?parent=38"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}