{"id":24,"date":"2026-10-27T20:31:17","date_gmt":"2026-10-27T20:31:17","guid":{"rendered":"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/"},"modified":"2026-10-27T20:31:17","modified_gmt":"2026-10-27T20:31:17","slug":"cover","status":"publish","type":"page","link":"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/","title":{"rendered":"Our cover"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"24\" class=\"elementor elementor-24\">\n\t\t\t\t<section class=\"elementor-element elementor-element-c0bc5ce e-con-boxed lt-sec lt-pagehead lt-skip-menu e-flex e-con e-parent\" data-id=\"c0bc5ce\" data-element_type=\"container\" data-e-type=\"container\" id=\"top\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4bd83bb e-con-full e-flex e-con e-child\" data-id=\"4bd83bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65932e3 lt-pagehead__title elementor-widget elementor-widget-heading\" data-id=\"65932e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Our cover<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f790954 lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"f790954\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Home, car, travel, life and business insurance, compared across our panel of insurers and explained before you buy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c9175f9 e-con-boxed lt-sec e-flex e-con e-parent\" data-id=\"c9175f9\" data-element_type=\"container\" data-e-type=\"container\" id=\"kinds\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-edd0922 e-con-full lt-intro lt-intro--center e-flex e-con e-child\" data-id=\"edd0922\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1c8313 lt-intro__title elementor-widget elementor-widget-heading\" data-id=\"d1c8313\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Six kinds of cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b783ba8 lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"b783ba8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Choose one to read what it usually includes and what to ask. Not sure which you need? Ask us: the first conversation is free.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-043b32b e-grid e-con-full lt-cover-grid e-con e-child\" data-id=\"043b32b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dda7de8 e-con-full lt-cover-card e-flex e-con e-child\" data-id=\"dda7de8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b49f48 lt-cover-card__title lt-ico lt-ico--home elementor-widget elementor-widget-heading\" data-id=\"0b49f48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Home and contents<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0830f83 lt-cover-card__text elementor-widget elementor-widget-text-editor\" data-id=\"0830f83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Buildings, contents or both, with cover for accidental damage and things you take out of the house.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17201f9 lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"17201f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/personal\/home-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">About home cover<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fe76ab e-con-full lt-cover-card e-flex e-con e-child\" data-id=\"5fe76ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78ec89c lt-cover-card__title lt-ico lt-ico--car elementor-widget elementor-widget-heading\" data-id=\"78ec89c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Car<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f63d24 lt-cover-card__text elementor-widget elementor-widget-text-editor\" data-id=\"7f63d24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Comprehensive or third party, named drivers, a courtesy car and breakdown cover if you want it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d732152 lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"d732152\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/personal\/car-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">About car cover<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62d82ac e-con-full lt-cover-card e-flex e-con e-child\" data-id=\"62d82ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c28ee9 lt-cover-card__title lt-ico lt-ico--travel elementor-widget elementor-widget-heading\" data-id=\"6c28ee9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f741216 lt-cover-card__text elementor-widget elementor-widget-text-editor\" data-id=\"f741216\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Single trips or a year of trips, with medical cover that fits where you go and what you do.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e28465 lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"6e28465\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/personal\/travel-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">About travel cover<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c42e9d2 e-con-full lt-cover-card e-flex e-con e-child\" data-id=\"c42e9d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-382a005 lt-cover-card__title lt-ico lt-ico--life elementor-widget elementor-widget-heading\" data-id=\"382a005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Life and family<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca949d4 lt-cover-card__text elementor-widget elementor-widget-text-editor\" data-id=\"ca949d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Life cover, critical illness and income protection, explained in plain words before you choose.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45d06fa lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"45d06fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/life\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">About life cover<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b7e59f e-con-full lt-cover-card e-flex e-con e-child\" data-id=\"8b7e59f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1924ee0 lt-cover-card__title lt-ico lt-ico--business elementor-widget elementor-widget-heading\" data-id=\"1924ee0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Business<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7a333c lt-cover-card__text elementor-widget elementor-widget-text-editor\" data-id=\"c7a333c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Liability, premises, stock and equipment for shops, trades, studios and small offices.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02a9c15 lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"02a9c15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/business\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">About business cover<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa4c6e4 e-con-full lt-cover-card e-flex e-con e-child\" data-id=\"aa4c6e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f068daf lt-cover-card__title lt-ico lt-ico--landlord elementor-widget elementor-widget-heading\" data-id=\"f068daf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Landlord<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53d1de2 lt-cover-card__text elementor-widget elementor-widget-text-editor\" data-id=\"53d1de2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Buildings, rent and liability cover for one let flat or a handful of properties.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-378317d lt-btn lt-btn--quiet elementor-widget elementor-widget-button\" data-id=\"378317d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-insurance\/cover\/business\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">About landlord cover<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-e03d79b e-con-boxed lt-sec lt-tint e-flex e-con e-parent\" data-id=\"e03d79b\" data-element_type=\"container\" data-e-type=\"container\" id=\"steps\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-819fedc e-con-full lt-intro lt-intro--center e-flex e-con e-child\" data-id=\"819fedc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d09949 lt-intro__title elementor-widget elementor-widget-heading\" data-id=\"0d09949\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How we arrange your cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19da776 lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"19da776\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>An independent broker works for you, not for one insurer. Three steps, and the same adviser in all of them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-80833b1 e-grid e-con-full lt-steps e-con e-child\" data-id=\"80833b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bb28b23 e-con-full lt-step e-flex e-con e-child\" data-id=\"bb28b23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-407cadf lt-photo lt-step__photo elementor-widget elementor-widget-image\" data-id=\"407cadf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"1068\" src=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-talk.jpg\" class=\"attachment-full size-full wp-image-6\" alt=\"An adviser going through documents with an older couple in a bright office\" srcset=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-talk.jpg 1600w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-talk-300x200.jpg 300w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-talk-1024x684.jpg 1024w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-talk-768x513.jpg 768w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-talk-1536x1025.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c11c0a lt-disc elementor-widget elementor-widget-text-editor\" data-id=\"1c11c0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"lt-num\">1<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10092cb lt-step__title elementor-widget elementor-widget-heading\" data-id=\"10092cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tell us what you have<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d383b1 lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"9d383b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A call or a meeting of about half an hour: your home, car, trips, family or business, and the cover you hold now.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3c9acd e-con-full lt-step e-flex e-con e-child\" data-id=\"c3c9acd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f28895e lt-photo lt-step__photo elementor-widget elementor-widget-image\" data-id=\"f28895e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"1078\" src=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare.jpg\" class=\"attachment-full size-full wp-image-7\" alt=\"Papers, a laptop and a pen on a wooden meeting table during a discussion\" srcset=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare.jpg 1600w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-300x202.jpg 300w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-1024x690.jpg 1024w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-768x517.jpg 768w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-1536x1035.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d98216e lt-disc elementor-widget elementor-widget-text-editor\" data-id=\"d98216e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"lt-num\">2<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66b9567 lt-step__title elementor-widget elementor-widget-heading\" data-id=\"66b9567\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We compare insurers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-412b19c lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"412b19c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We ask several insurers on our panel and explain the differences in cover, excesses and exclusions, not only the price.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d0ad209 e-con-full lt-step e-flex e-con e-child\" data-id=\"d0ad209\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60e572e lt-photo lt-step__photo elementor-widget elementor-widget-image\" data-id=\"60e572e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"1067\" src=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-claims.jpg\" class=\"attachment-full size-full wp-image-8\" alt=\"Two men talking across a desk with a laptop in a sunny office\" srcset=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-claims.jpg 1600w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-claims-300x200.jpg 300w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-claims-1024x683.jpg 1024w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-claims-768x512.jpg 768w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-claims-1536x1024.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64355a1 lt-disc elementor-widget elementor-widget-text-editor\" data-id=\"64355a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"lt-num\">3<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-816447e lt-step__title elementor-widget elementor-widget-heading\" data-id=\"816447e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We stay for claims<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d012d89 lt-step__text elementor-widget elementor-widget-text-editor\" data-id=\"d012d89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When something goes wrong you call your adviser, not a queue. We help with the forms and follow the claim up.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-3b5d581 e-con-boxed lt-sec e-flex e-con e-parent\" data-id=\"3b5d581\" data-element_type=\"container\" data-e-type=\"container\" id=\"compare\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-09fb863 e-grid e-con-full e-con e-child\" data-id=\"09fb863\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-758124a e-con-full e-flex e-con e-child\" data-id=\"758124a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37ec2f9 elementor-widget elementor-widget-heading\" data-id=\"37ec2f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What we compare for you<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c60e011 lt-lead elementor-widget elementor-widget-text-editor\" data-id=\"c60e011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Two policies with the same price can pay out very differently. Before you choose, we put these side by side:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e11d05c lt-ticks elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e11d05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">What is covered, and what is left out<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The excess you pay towards each claim<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Limits on single items, like jewellery or bikes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">How the insurer handles claims and repairs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Extras you may not need, so you can leave them out<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7edb7d lt-photo lt-ar-photo elementor-widget elementor-widget-image\" data-id=\"c7edb7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"1078\" src=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare.jpg\" class=\"attachment-full size-full wp-image-7\" alt=\"Papers, a laptop and a pen on a wooden meeting table during a discussion\" srcset=\"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare.jpg 1600w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-300x202.jpg 300w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-1024x690.jpg 1024w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-768x517.jpg 768w, https:\/\/elementor.ltheme.com\/lt-insurance\/wp-content\/uploads\/sites\/148\/2026\/10\/demo-lt-insurance-step-compare-1536x1035.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-01aceae e-con-boxed lt-sec lt-tint lt-quotebar lt-skip-menu lt-sec--tight e-flex e-con e-parent\" data-id=\"01aceae\" data-element_type=\"container\" data-e-type=\"container\" id=\"quote\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b8964f9 e-con-full e-flex e-con e-child\" data-id=\"b8964f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-40ac523 e-con-full lt-quotebar__copy e-flex e-con e-child\" data-id=\"40ac523\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c28e53c lt-quotebar__title elementor-widget elementor-widget-heading\" data-id=\"c28e53c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get a quote in one conversation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22ccb79 lt-quotebar__text elementor-widget elementor-widget-text-editor\" data-id=\"22ccb79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tell us what you want to cover and when your current policy ends. An adviser calls you back within a working day.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-165d67a e-con-full lt-buttons  e-flex e-con e-child\" data-id=\"165d67a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c08f55 lt-btn lt-btn--primary elementor-widget elementor-widget-button\" data-id=\"9c08f55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/elementor.ltheme.com\/lt-insurance\/contact\/#request\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ask for a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-24","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":0,"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/pages\/24\/revisions"}],"wp:attachment":[{"href":"https:\/\/elementor.ltheme.com\/lt-insurance\/wp-json\/wp\/v2\/media?parent=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}