/**
 * LT Insurance: the highlighted policy (the LT Insurance Joomla design, rebuilt).
 * White and paper-grey bands, the printed word in policy navy, a gold highlighter for what matters:
 * gold washes over the hero and the "why" photo, gold numbered discs, gold quote band and footer.
 * M PLUS 1 for section headings, menus and buttons; Volkhov for the hero, card titles and reading.
 * The one device is the policy-year ring (lt-ring): twelve month segments, gold up to the month we act.
 * One shadow only: the facts card on the gold band.
 */

h2.elementor-heading-title,
.lt-blog__title,
.lt-404__title {
	letter-spacing: -0.01em;
	color: color-mix(in srgb, var(--lt-ink) 92%, var(--lt-base));
}

h3.elementor-heading-title,
h4.elementor-heading-title {
	color: var(--lt-primary);
	letter-spacing: 0;
}

.lt-num,
.lt-num p {
	font-variant-numeric: lining-nums tabular-nums;
}

/* Buttons: M PLUS 1, sentence case, a little tracking (the Joomla "CONTACT US" look without capitals). */
body .elementor-button {
	font-size: 0.9375rem;
	font-weight: 600;
	letter-spacing: 0.04em;
}

body .elementor-widget-button.lt-btn--outline .elementor-button {
	background: transparent;
	color: var(--lt-primary);
	box-shadow: inset 0 0 0 1.5px currentColor;
}

body .elementor-widget-button.lt-btn--outline .elementor-button:hover {
	background: var(--lt-primary);
	color: var(--lt-base);
}

body .lt-dark .elementor-widget-button.lt-btn--primary .elementor-button {
	background: var(--lt-accent);
	color: var(--lt-dark);
}

body .lt-dark .elementor-widget-button.lt-btn--primary .elementor-button:hover {
	background: var(--lt-on-dark);
	color: var(--lt-dark);
}

body .lt-dark .elementor-widget-button.lt-btn--outline .elementor-button {
	background: transparent;
	color: var(--lt-on-dark);
}

body .lt-dark .elementor-widget-button.lt-btn--outline .elementor-button:hover {
	background: var(--lt-on-dark);
	color: var(--lt-dark);
}

body .elementor-widget-button.lt-btn--quiet .elementor-button {
	font-size: 0.9375rem;
	color: var(--lt-primary);
}

.e-con.lt-buttons--center {
	justify-content: center;
}

/* ---------- Top bar and header ---------- */

.e-con.lt-sec.lt-topbar-bar {
	--padding-top: 0.5rem;
	--padding-bottom: 0.5rem;
	background: var(--lt-base);
	border-bottom: 1px solid var(--lt-line);
	font-family: var(--lt-font-ui);
	font-size: var(--lt-fs-sm);
}

.lt-topbar-bar .elementor-widget-text-editor {
	color: var(--lt-ink);
	white-space: nowrap;
}

.lt-topbar-bar .lt-topbar__open {
	flex: 1 1 auto;
	min-width: 0;
	overflow: hidden;
	text-overflow: ellipsis;
	color: var(--lt-soft);
}

.lt-topbar-bar .lt-topbar__open p {
	overflow: hidden;
	white-space: nowrap;
	text-overflow: ellipsis;
}

.lt-site-header {
	--lt-brand-color: var(--lt-primary);
}

.lt-brand__mark {
	width: 2.1rem;
	height: 2.1rem;
}

.lt-brand__name {
	font-family: var(--lt-font-display);
	font-size: 1.5rem;
	font-weight: 800;
	letter-spacing: 0.01em;
}

body .lt-menu a {
	font-weight: 500;
}

/* ---------- Section intros ---------- */

.e-con.lt-intro--center {
	text-align: center;
	max-width: 50rem;
	margin-inline: auto;
}

.lt-intro--center .lt-lead.elementor-widget-text-editor {
	max-width: 42rem;
	margin-inline: auto;
}

.lt-lead.elementor-widget-text-editor {
	color: var(--lt-soft);
}

/* Italic serif lead-in (two sections at most). */
.lt-leadin.elementor-widget-text-editor {
	font-family: var(--lt-font-body);
	font-style: italic;
	font-size: var(--lt-fs-md);
	line-height: 1.3;
	color: var(--lt-ink);
}

.lt-leadin p {
	margin: 0;
}

/* ---------- The gold wash (the highlighter over a photo) ---------- */

.elementor-widget-image.lt-wash {
	position: absolute;
	z-index: 0;
	margin: 0;
}

.elementor-widget-image.lt-wash .elementor-widget-container,
.elementor-widget-image.lt-wash img {
	width: 100%;
	height: 100%;
}

.elementor-widget-image.lt-wash img {
	display: block;
	max-width: none;
	object-fit: cover;
	border-radius: 0;
}

.elementor-widget-image.lt-wash::after {
	content: "";
	position: absolute;
	inset: 0;
	background: var(--lt-accent);
	opacity: 0.7;
	mix-blend-mode: multiply;
}

.elementor-widget-image.lt-wash::before {
	content: "";
	position: absolute;
	inset: 0;
	z-index: 1;
	background: var(--lt-accent);
	opacity: 0.42;
}

/* ---------- Home hero ---------- */

.e-con.lt-hero {
	position: relative;
	overflow: hidden;
	--padding-top: clamp(5rem, 3rem + 8vw, 10rem);
	--padding-bottom: clamp(5rem, 3rem + 8vw, 10rem);
}

.lt-hero > .e-con-inner {
	position: static;
}

.elementor-widget-image.lt-hero__photo {
	inset: 0;
}

.elementor-widget-image.lt-hero__photo img {
	object-position: 60% 40%;
}

/* Text side of the hero: a stronger highlighter so navy and ink stay at AA. */
.elementor-widget-image.lt-hero__photo::before {
	opacity: 1;
	background: linear-gradient(90deg, color-mix(in srgb, var(--lt-accent) 86%, transparent) 0%, color-mix(in srgb, var(--lt-accent) 76%, transparent) 46%, color-mix(in srgb, var(--lt-accent) 18%, transparent) 80%);
}

.e-con.lt-hero__text-col {
	position: relative;
	z-index: 1;
	max-width: 44rem;
}

.lt-hero__title .elementor-heading-title {
	font-size: var(--lt-fs-hero);
	line-height: 1.08;
	letter-spacing: -0.005em;
	color: var(--lt-primary);
}

.lt-hero__text.elementor-widget-text-editor {
	max-width: 34rem;
	font-size: var(--lt-fs-md);
	line-height: 1.6;
	color: var(--lt-ink);
}

body .lt-hero .elementor-widget-button.lt-btn--outline .elementor-button {
	background: color-mix(in srgb, var(--lt-base) 30%, transparent);
}

body .lt-hero .elementor-widget-button.lt-btn--outline .elementor-button:hover {
	background: var(--lt-primary);
}

/* ---------- Quick quote strip ---------- */

.lt-quotebar__title .elementor-heading-title {
	font-size: var(--lt-fs-xl);
	line-height: 1.2;
}

.lt-quotebar__text.elementor-widget-text-editor {
	max-width: 40rem;
	color: var(--lt-soft);
}

.e-con.lt-quotebar__copy {
	flex: 1 1 28rem;
}

/* ---------- Steps: photo, gold disc on its edge, navy foot ---------- */

.e-con.lt-step {
	--padding-top: 1rem;
	--padding-right: 1rem;
	--padding-bottom: 2rem;
	--padding-left: 1rem;
	border: 1px solid var(--lt-line);
	border-bottom: 4px solid var(--lt-primary);
	background: var(--lt-base);
	text-align: center;
}

.elementor-widget-image.lt-step__photo img {
	display: block;
	width: 100%;
	aspect-ratio: 16 / 10;
	object-fit: cover;
	border-radius: 0;
}

.lt-disc.elementor-widget-text-editor {
	position: relative;
	z-index: 1;
	display: grid;
	place-items: center;
	width: 3rem;
	height: 3rem;
	margin-top: -2.1rem;
	border: 4px solid var(--lt-base);
	border-radius: 50%;
	background: var(--lt-accent);
	font-family: var(--lt-font-display);
	font-size: 1.125rem;
	font-weight: 700;
	line-height: 1;
	color: var(--lt-primary);
}

.lt-disc p {
	margin: 0;
}

.lt-disc--plain.elementor-widget-text-editor {
	margin-top: 0;
	border-color: transparent;
}

.lt-step__title .elementor-heading-title {
	font-size: var(--lt-fs-md);
}

.lt-step__text.elementor-widget-text-editor {
	max-width: 22rem;
	font-size: 1rem;
	line-height: 1.6;
	color: var(--lt-soft);
}

.e-con.lt-stages > .e-con {
	text-align: center;
}

/* ---------- Why cover matters: gold band and the facts card ---------- */

.e-con.lt-why {
	position: relative;
	overflow: hidden;
	--padding-top: clamp(4.5rem, 3rem + 5vw, 7.5rem);
	--padding-bottom: clamp(3rem, 2rem + 3vw, 4.5rem);
}

.lt-why > .e-con-inner {
	position: static;
}

.elementor-widget-image.lt-why__photo {
	inset: 0 0 clamp(8rem, 6rem + 4vw, 10rem) 0;
}

.elementor-widget-image.lt-why__photo img {
	object-position: 50% 45%;
}

.elementor-widget-image.lt-why__photo::before {
	opacity: 0.45;
}

.e-con.lt-why__copy {
	position: relative;
	z-index: 1;
	max-width: 46rem;
	margin-inline: auto;
	text-align: center;
}

.lt-why__title .elementor-heading-title {
	color: var(--lt-ink);
}

.lt-why__text.elementor-widget-text-editor {
	color: var(--lt-ink);
	font-size: var(--lt-fs-md);
	line-height: 1.6;
}

.e-con.lt-facts {
	position: relative;
	z-index: 1;
	--padding-top: 2.5rem;
	--padding-bottom: 2.5rem;
	--padding-left: 1.5rem;
	--padding-right: 1.5rem;
	margin-top: clamp(1.5rem, 1rem + 2vw, 3rem);
	background: var(--lt-base);
	box-shadow: 0 18px 44px rgba(5, 56, 107, 0.14);
}

.e-con.lt-fact {
	text-align: center;
}

.lt-fact__figure.elementor-widget-text-editor {
	font-family: var(--lt-font-body);
	font-size: var(--lt-fs-xl);
	font-weight: 700;
	line-height: 1.1;
	color: var(--lt-primary);
}

.lt-fact__figure p {
	margin: 0;
}

.lt-fact__figure.elementor-widget-text-editor::after {
	content: "";
	display: block;
	width: 2rem;
	height: 3px;
	margin: 0.7rem auto 0;
	background: var(--lt-accent);
}

.lt-fact__label.elementor-widget-text-editor {
	max-width: 12rem;
	font-size: var(--lt-fs-sm);
	line-height: 1.5;
	color: var(--lt-soft);
}

/* ---------- Cover cards: navy line icon on a gold disc ---------- */

.e-con.lt-cover-card {
	--padding-top: 2.5rem;
	--padding-right: 1.5rem;
	--padding-bottom: 2.25rem;
	--padding-left: 1.5rem;
	background: var(--lt-base);
	text-align: center;
}

.lt-tint .e-con.lt-cover-card {
	background: var(--lt-base);
}

:not(.lt-tint) > .e-con-inner > .lt-cover-grid > .e-con.lt-cover-card,
.lt-sec:not(.lt-tint) .e-con.lt-cover-card {
	border: 1px solid var(--lt-line);
}

.lt-cover-card__title .elementor-heading-title {
	font-size: var(--lt-fs-md);
}

.elementor-widget-heading.lt-ico {
	position: relative;
	padding-top: 5.75rem;
}

.elementor-widget-heading.lt-ico::before {
	content: "";
	position: absolute;
	top: 0;
	left: 50%;
	width: 4.5rem;
	height: 4.5rem;
	margin-left: -2.25rem;
	border-radius: 50%;
	background: var(--lt-accent);
}

.elementor-widget-heading.lt-ico::after {
	content: "";
	position: absolute;
	top: 1rem;
	left: 50%;
	width: 2.5rem;
	height: 2.5rem;
	margin-left: -1.25rem;
	background: var(--lt-primary);
	-webkit-mask: var(--lt-ico) center / contain no-repeat;
	mask: var(--lt-ico) center / contain no-repeat;
}

.lt-ico--home { --lt-ico: url("../images/icon-home.svg"); }
.lt-ico--car { --lt-ico: url("../images/icon-car.svg"); }
.lt-ico--travel { --lt-ico: url("../images/icon-travel.svg"); }
.lt-ico--life { --lt-ico: url("../images/icon-life.svg"); }
.lt-ico--business { --lt-ico: url("../images/icon-business.svg"); }
.lt-ico--landlord { --lt-ico: url("../images/icon-landlord.svg"); }

.lt-cover-card__text.elementor-widget-text-editor {
	max-width: 22rem;
	font-size: 1rem;
	line-height: 1.6;
	color: var(--lt-soft);
}

.lt-cover-card .elementor-widget-button {
	margin-top: auto;
}

/* ---------- Who we are: rings and the photo bleeding right ---------- */

.e-con.lt-about {
	overflow: hidden;
}

.lt-about__lead.elementor-widget-text-editor {
	font-size: var(--lt-fs-md);
	font-weight: 700;
	line-height: 1.5;
	color: var(--lt-ink);
}

.lt-about__text.elementor-widget-text-editor {
	color: var(--lt-soft);
}

.elementor-widget-image.lt-bleed img {
	display: block;
	width: 100%;
	aspect-ratio: 4 / 5;
	max-height: 44rem;
	object-fit: cover;
	border-radius: 0;
}

@media (min-width: 1025px) {
	.elementor-widget-image.lt-bleed {
		margin-right: min(calc((1200px - 100vw) / 2 + 8px), calc(-1 * var(--lt-gutter)));
	}
}

/* The policy-year ring: 12 month segments; gold from month 0 up to the month we act. */
@property --lt-ring-m {
	syntax: "<number>";
	inherits: true;
	initial-value: 0;
}

.lt-ring.elementor-widget-text-editor {
	position: relative;
	display: grid;
	place-items: center;
	width: 7.5rem;
	height: 7.5rem;
	font-family: var(--lt-font-ui);
	font-size: var(--lt-fs-sm);
	line-height: 1.1;
	text-align: center;
	color: var(--lt-soft);
}

.lt-ring p {
	position: relative;
	z-index: 1;
	margin: 0;
}

.lt-ring strong {
	display: block;
	font-family: var(--lt-font-body);
	font-size: 2rem;
	font-weight: 700;
	line-height: 1.05;
	color: var(--lt-primary);
}

.lt-ring.elementor-widget-text-editor::before,
.lt-ring.elementor-widget-text-editor::after {
	content: "";
	position: absolute;
	inset: 0;
	border-radius: 50%;
	-webkit-mask: radial-gradient(farthest-side, transparent calc(100% - 13px), #000 calc(100% - 12px));
	mask: radial-gradient(farthest-side, transparent calc(100% - 13px), #000 calc(100% - 12px));
}

.lt-ring.elementor-widget-text-editor::before {
	background: conic-gradient(var(--lt-accent) calc(var(--lt-ring-m) * 30deg), var(--lt-gold-pale) 0);
	animation: lt-ring-fill 0.9s ease-out both;
}

/* White gaps between the twelve months. */
.lt-ring.elementor-widget-text-editor::after {
	background: repeating-conic-gradient(from -1deg, var(--lt-base) 0 2deg, transparent 2deg 30deg);
}

.lt-tint .lt-ring.elementor-widget-text-editor::after {
	background: repeating-conic-gradient(from -1deg, var(--lt-surface) 0 2deg, transparent 2deg 30deg);
}

.lt-ring--1 { --lt-ring-m: 1; }
.lt-ring--2 { --lt-ring-m: 2; }
.lt-ring--3 { --lt-ring-m: 3; }
.lt-ring--4 { --lt-ring-m: 4; }
.lt-ring--5 { --lt-ring-m: 5; }
.lt-ring--6 { --lt-ring-m: 6; }
.lt-ring--7 { --lt-ring-m: 7; }
.lt-ring--8 { --lt-ring-m: 8; }
.lt-ring--9 { --lt-ring-m: 9; }
.lt-ring--10 { --lt-ring-m: 10; }
.lt-ring--11 { --lt-ring-m: 11; }
.lt-ring--12 { --lt-ring-m: 12; }

/* The one motion moment: the gold arc grows from month 0 once, on load. */
@keyframes lt-ring-fill {
	from {
		--lt-ring-m: 0;
	}
}

@media (prefers-reduced-motion: reduce) {
	.lt-ring.elementor-widget-text-editor::before {
		animation: none;
	}
}

.e-con.lt-year {
	text-align: center;
}

.lt-year__title .elementor-heading-title {
	font-size: var(--lt-fs-base);
}

.lt-year__text.elementor-widget-text-editor {
	max-width: 13rem;
	font-size: 0.9375rem;
	line-height: 1.5;
	color: var(--lt-soft);
}

/* ---------- Gold band: the client quote ---------- */

.e-con.lt-gold {
	background: var(--lt-accent);
	color: var(--lt-ink);
}

.e-con.lt-quote__col {
	max-width: 54rem;
	margin-inline: auto;
	text-align: center;
}

.lt-quote.elementor-widget-text-editor {
	font-family: var(--lt-font-body);
	font-size: var(--lt-fs-lg);
	line-height: 1.4;
	color: var(--lt-ink);
}

.lt-quote.elementor-widget-text-editor::before {
	content: "\201C";
	display: block;
	font-family: var(--lt-font-body);
	font-size: 4.5rem;
	line-height: 0.7;
	color: var(--lt-primary);
}

.lt-quote__name.elementor-widget-text-editor {
	font-family: var(--lt-font-ui);
	font-size: var(--lt-fs-sm);
	font-weight: 500;
	color: var(--lt-ink);
}

/* ---------- Advisers: initials, never portraits ---------- */

.e-con.lt-adviser {
	--padding-top: 2rem;
	--padding-right: 1.25rem;
	--padding-bottom: 2rem;
	--padding-left: 1.25rem;
	border: 1px solid var(--lt-line);
	background: var(--lt-base);
	text-align: center;
}

.lt-initials.elementor-widget-text-editor {
	display: grid;
	place-items: center;
	width: 4.5rem;
	height: 4.5rem;
	margin-bottom: 0.5rem;
	border-radius: 50%;
	background: var(--lt-primary);
	box-shadow: inset 0 -5px 0 var(--lt-accent);
	font-family: var(--lt-font-body);
	font-size: 1.375rem;
	font-weight: 700;
	letter-spacing: 0.04em;
	color: var(--lt-base);
}

.lt-initials p {
	margin: 0;
}

.lt-adviser__name .elementor-heading-title {
	font-size: var(--lt-fs-md);
}

.lt-adviser__role.elementor-widget-text-editor {
	font-family: var(--lt-font-ui);
	font-size: var(--lt-fs-sm);
	color: var(--lt-soft);
}

.lt-adviser__text.elementor-widget-text-editor {
	max-width: 20rem;
	font-size: 1rem;
	line-height: 1.6;
}

/* ---------- Blog cards ---------- */

.lt-posts--grid .lt-post__img {
	aspect-ratio: 16 / 10;
	border-radius: 0;
}

.lt-posts--grid .lt-post__title {
	font-family: var(--lt-font-body);
	font-size: var(--lt-fs-md);
}

body .lt-posts--grid .lt-post__title a {
	color: var(--lt-primary);
}

/* ---------- Navy contact band ---------- */

.lt-contact__title .elementor-heading-title {
	color: var(--lt-on-dark);
}

.e-con.lt-contact-item {
	border-top: 3px solid var(--lt-accent);
	--padding-top: 0.9rem;
}

.lt-dark .lt-contact-item__label.elementor-widget-text-editor {
	font-family: var(--lt-font-ui);
	font-size: var(--lt-fs-sm);
	color: var(--lt-on-dark-soft);
}

.lt-dark .lt-contact-item__value.elementor-widget-text-editor {
	font-size: var(--lt-fs-md);
	line-height: 1.4;
	color: var(--lt-on-dark);
}

body .lt-dark .lt-contact-item__value a {
	color: var(--lt-on-dark);
	text-decoration-color: var(--lt-accent);
}

/* ---------- Inner pages ---------- */

.e-con.lt-pagehead {
	--padding-top: clamp(3rem, 2rem + 4vw, 5.5rem);
	--padding-bottom: clamp(2.75rem, 1.75rem + 3.5vw, 5rem);
	background: var(--lt-accent);
}

.lt-pagehead__title .elementor-heading-title {
	font-size: var(--lt-fs-3xl);
	color: var(--lt-primary);
}

.lt-pagehead .lt-lead.elementor-widget-text-editor {
	max-width: 44rem;
	font-size: var(--lt-fs-md);
	line-height: 1.55;
	color: var(--lt-ink);
}

.lt-price__label.elementor-widget-text-editor {
	font-weight: 700;
}

.lt-price__note.elementor-widget-text-editor {
	color: var(--lt-soft);
	font-size: var(--lt-fs-sm);
}

.lt-price__value.elementor-widget-text-editor {
	text-align: right;
	color: var(--lt-primary);
}

.lt-faq__group .elementor-heading-title {
	font-size: var(--lt-fs-md);
}

.lt-ask__title .elementor-heading-title {
	font-size: var(--lt-fs-md);
}

.elementor-widget-image.lt-photo img {
	border-radius: 0;
}

/* Contact form panel */
.e-con.lt-form {
	border: 1px solid var(--lt-line);
	border-top: 4px solid var(--lt-primary);
	background: var(--lt-surface);
}

/* ---------- Footer: gold, navy bar below ---------- */

.e-con.lt-sec.lt-footer {
	--padding-top: clamp(3.5rem, 2.5rem + 3vw, 5rem);
	--padding-bottom: 3rem;
}

.lt-footer .elementor-widget-text-editor,
body .lt-footer a {
	color: var(--lt-ink);
}

.lt-footer__brand .elementor-heading-title {
	font-family: var(--lt-font-display);
	font-size: var(--lt-fs-lg);
	font-weight: 800;
	color: var(--lt-primary);
}

.lt-footer__title .elementor-heading-title {
	font-size: var(--lt-fs-base);
	color: var(--lt-ink);
}

.lt-footer__line.elementor-widget-text-editor {
	max-width: 24rem;
	font-size: 1rem;
	line-height: 1.6;
}

.lt-footer__list {
	margin: 0;
	padding: 0;
	list-style: none;
}

.lt-footer__list li + li {
	margin-top: 0.45rem;
}

.lt-footer .elementor-widget-text-editor {
	font-size: 1rem;
}

/* ---------- Phones and tablets ---------- */

@media (max-width: 1024px) {
	.elementor-widget-image.lt-bleed img {
		aspect-ratio: 16 / 10;
	}
}

@media (max-width: 767px) {
	.lt-topbar-bar .lt-topbar__line:not(.lt-topbar__open) {
		display: none;
	}

	.e-con.lt-hero {
		--padding-top: 4.5rem;
		--padding-bottom: 4.5rem;
	}

	.elementor-widget-image.lt-hero__photo::before {
		background: color-mix(in srgb, var(--lt-accent) 82%, transparent);
	}

	.elementor-widget-image.lt-why__photo {
		inset: 0 0 13rem 0;
	}

	.e-con.lt-facts {
		--row-gap: 28px !important;
		--padding-top: 2rem;
		--padding-bottom: 2rem;
	}

	.lt-ring.elementor-widget-text-editor {
		width: 6rem;
		height: 6rem;
		font-size: 0.75rem;
	}

	.lt-ring strong {
		font-size: 1.5rem;
	}

	.lt-ring.elementor-widget-text-editor::before,
	.lt-ring.elementor-widget-text-editor::after {
		-webkit-mask: radial-gradient(farthest-side, transparent calc(100% - 10px), #000 calc(100% - 9px));
		mask: radial-gradient(farthest-side, transparent calc(100% - 10px), #000 calc(100% - 9px));
	}

	.lt-year__text.elementor-widget-text-editor {
		font-size: 0.875rem;
	}

	.lt-quote.elementor-widget-text-editor {
		font-size: var(--lt-fs-md);
	}
}